Customer Relationship Summary

AET INVESTMENT SERVICES, LLC
FORM CRS – CUSTOMER RELATIONSHIP SUMMARY
JANUARY 1, 2024

Introduction
AET Investment Services, LLC (“Firm,” “We,” “Our”) (CRD #40878; SEC #8-49217) is registered with the U.S. Securities and Exchange Commission (“SEC”) as a broker-dealer and is a member of the Financial Industry Regulatory Authority (“FINRA”) and the Securities Investor Protection Corporation (“SIPC”). Brokerage and investment advisory services and fees differ, and it is important for you, the retail investor, to understand these differences. This document provides information for you regarding the types of fees and services we provide to you as a broker-dealer. Free and simple tools are available to research firms and financial professionals at Investor.gov/CRS, which also provides educational materials about broker-dealers, investment advisers, and investing.


What investment services and advice can you provide me?
We offer brokerage services to retail investors, namely, online electronic trading through our trading platform or Order Management System (“OMS”), i.e., ETNA Trader (“ETNA”), and clearing, settlement, and custody of our accounts as an introducing broker through our clearing relationship with Apex Clearing Corporation (“Apex”) (CRD #13071; SEC #8- 23522). Apex is a broker-dealer registered with the SEC and is a member of FINRA and SIPC. These brokerage services are offered on an unsolicited basis with Apex and include the following investment products—(i) equities (listed and over-the- counter); (ii) exchange traded funds (“ETFs”); and (iii) exchange traded mutuals funds. We do not make recommendations. These are the only investments we offer, and they are only offered in connection with our relationships with ETNA and Apex. You will not be asked to open an account directly with the Firm whereby we take custody of your funds and/or securities. Accounts are introduced and opened with Apex, which provides custody of your funds and securities at all times. Accounts can also be opened on the ETNA trading platform.

The Firm does not monitor your investments on an ongoing basis. We do not make investment recommendations, nor do we provide investment or tax advice. We do not require account minimums to open a brokerage account. However, there may be minimums to invest in certain mutual funds or other related products which are determined by the mutual fund company. The Firm has the following affiliates through common ownership:

  • American Estate & Trust, Inc. (“AET”), a regulated trust company licensed under the banking laws of Nevada which primarily focuses its business on providing trust and custodial services to self-directed IRAs and 401K accounts;
    and
  • AET Holdings, LLC (“AET Holdings”), the holding company of the Firm.
  • Conversation Starters. Visit our website at www.aetbd.com
  • Given my financial situation, should I choose a brokerage service? Why or why not?
  • How will you choose investments to recommend to me?

What fees will I pay?
We charge transaction-based fees, such as commissions, as well as other fees, such as account maintenance, custody, and fees related to our brokerage services. A retail investor would incur more commissions or fees when there are more trades in his or her account. The Firm therefore has an incentive to encourage a retail investor to trade often. Depending on the investment, you will pay the following transaction-based and account fees: AETIS Fee Schedule

You will pay fees and costs whether you make or lose money on your investments. Fees and costs will reduce any amount of money you make on your investments over time. Please make sure you understand what fees and costs you are paying.

    Conversation Starters. Visit our website at www.aetbd.com
  • Help me understand how these fees and costs might affect my investments. If I give you $10,000 to invest, how much will go to fees and costs, and how much will be invested for me?

What are your legal obligations to me when providing recommendations?
How else does your firm make money and what conflicts of interest do you have?

We do not provide recommendations. The way we make money creates some conflicts with your interests. You should understand and ask us about these conflicts because they can affect the services we provide you.

Here are some examples to help you understand what this means:

  • Commissions – The Firm earns revenue from your trade activity and therefore has a financial incentive for you to trade more. Specifically, we earn revenue in the form of commissions on each trade transacted by our customers.
  • Third-Party Payments/Benefits – Some investments pay us commissions and other fees, such as 12b-1 fees, for various financial products, such as mutual funds. This incentivizes us financially to offer these products over other products that make no such payments or smaller payments. We also receive compensation from certain product sponsors for services we provide them. In addition, we have agreements with certain product sponsors to pay us marketing support and other revenue sharing payments under certain circumstances. Product sponsors may share in the costs of certain educational meetings for clients and our employees as well
    Conversation Starters. Visit our website at www.aetbd.com
  • How might your conflicts of interest affect me, and how will you address them?

How do your financial professionals make money?

Some of the ways our financial professionals are compensated include base salary, commissions, and bonuses. When financial professionals are compensated, in whole or in part, based on the number of products sold, it creates conflicts of interest. You should ask us about these conflicts and understand them, because conflicts of interest affect the investments we offer.

Do you or your financial professionals have legal or diciplinary history?

Yes. For a free and simple search tool to research the Firm and our financial professionals, visit Investor.gov/CRS.

    Conversation Starters. Visit our website at www.aetbd.com
  • As a financial professional, do you have any disciplinary history? For what type of conduct?

Additional Information

You can find more information about the Firm and our brokerage services, as well as a copy of this relationship summary through FINRA’s BrokerCheck system at BrokerCheck.finra.org. BrokerCheck is a free tool to research the background and experience of broker-dealers and their representatives.

For up-to-date information, a copy of this relationship summary, or any questions or concerns, you can contact us at (631) 489-6183 or by mailing a written request to our main office located at 14 Scott Avenue, Selden, New York 11784.

    Conversation Starters. Visit our website at www.aetbd.com
  • Who is my primary contact person? Is he or she a representative of an investment adviser or broker-dealer? Who can I talk to if I have concerns about how this person is treating me?
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Business Continuity Planning

AET Investment Services, LLC plans to quickly recover and resume business operations after a Significant Business Disruption (“SBD”) and respond by safeguarding our employees and property, making a financial and operational assessment, protecting the firm’s books and records, and allowing our customers to transact business, including gain access to their funds or securities. In short, our Firm’s Business Continuity Plan (“BCP”) is designed to permit us to resume operations as quickly as possible, given the scope and severity of the SBD.

Our clearing firm, APEX Clearing (“APEX”) and our Order Management System ETNA Trader (“ETNA”) maintain separate BCP’s, which provide contingency plans on how it will respond to disruptions of a particular scope and takes into consideration, access to a customer’s funds and securities or other information about your account and access to the order management system. APEX & ETNA have generally designed its systems, procedures, and personnel structure such that there is significant redundancy and cross-capability. In addition, customers generally would still have the ability to place trades by telephone during a temporary disruption. Customers’ access to account functions other than trading (e.g., deposits and withdrawals, account management, etc.) likely would be unaffected, as connections for many internet-based functions other than trading are not location-dependent

Significant Business Disruptions: The Firm’s plan considers two kinds of SBD’s: internal and external.

Internal SBDs: In the event of a disruption in the Firm’s business operations due to an internal SBD, we will attempt to continue to conduct business as usual by utilizing alternative communication methods (if available), such as the Internet, cell phones, etc., or by moving our operations to an alternative location. If personnel or operations must be moved to an alternate location, we anticipate that we will resume regular operations with 24 to 48 hours.

External SBDs: In the event of a disruption in the Firm’s business operations due to an external SBD, we will attempt to continue to conduct business as usual by moving its operations to an alternative location outside the affected area, if possible, or by providing customers with alternative communication arrangements, as indicated below, to conduct business or to access their funds and securities. The Firm will attempt to resume business within 24 to 48 hours and to keep our customers informed regarding relevant events to the best of its ability based on the circumstances. In all cases, we will resume normal business operations as soon as it is able to do so, based on the type and the extent of the disrupting event.

Communications: In the event of an SBD and you are unable to reach us at our main number:
(631) 489-6183, please proceed as follows:

  1. Contact us at the following alternate telephone number: (631) 315-7868, or
  2. Contact our clearing firm APEX directly at the following telephone number to process orders/transactions, for information on your holdings, place closing trades, or for other general information: (214) 765-1125 or access their website at www.apexclearing.com for further information, or
  3. In the event that you are unable to access ETNA to process trades, or for account information, contact APEX directly at (214) 765-1125.

Firm Contact information: Any questions regarding our Business Continuity Plans should be addressed to: Theressa Mandereski, Chief Compliance Officer; Phone: (631) 459-4024; or E-mail: [email protected].

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Fee Schedule

Transaction
Total Charge
401k Annual Maintenance (per account)
$313.00
ACATS - Internal
$94.00
ACATS - Outgoing Non Retirement
$94.00
ACATS - Outgoing Partial
$94.00
ACATS - Outgoing Retirement
$94.00
ACH Notice of Change/Correction
$6.00
Check Copies
$19.00
Death Put
$125.00
Dividend Check (per item)
$6.00
DTC Delivery (per security)
$31.00
DWAC (per event)
$125.00
DWAC / DRS reject
$156.00
NYSE Extensions (per item)
$31.00
Non Transferable Stocks (per month, per security)
$13.00
Outgoing Wire Transfers (Domestic)
$31.00
Outgoing Wire Transfers (Foreign)
$56.00
Overnight Mail - Domestic (per request)
$63.00
Overnight Mail - International/Canada (per request)
$125.00
Paper Check Draft/regular mail - domestic
$6.00
Paper Check Draft/regular mail - international
$13.00
Paper Confirm Fee (Retail Paper Only) (per confirm)
$3.00
Paper Statement Fee (Retail Paper Only) (per statement)
$6.00
Physical cert request from Electronic shares
$1,125.00
Physical trade settlement fee
$375.00
Physicals Deposit Domestic
$375.00
Physicals Deposit Foreign
$438.00
Physicals Foreign Accommodation Transfer
$438.00
Prepayment - ($20.00 if amount is less than $10,000. If amount is over $10,000, 0.2% of unsettled amount)
$25.00 & 0.4%
Proxy Voting (Foreign): ICSD - All Other Custody Local Settlement Zones
$313.00
Proxy Voting (Foreign): ICSD - Euroclear and Clearstream
$156.00
Reorg Physical Processing Fee
$175.00
Reorg Wire Fee (domestic)
$31.00
Reorg Wire Fee (international)
$63.00
Reorganization Activity - domestic voluntary/Post actionable reorgs - per CUSIP, per account
$156.00
Reorganization Activity - international voluntary/Post actionable reorgs - per CUSIP, per account
$125.00
Retirement Plan Services Annual Maintenance (per account)
$38.00
Retirement Plan Services Termination Fee (per event)
$75.00
Returned ACH (per return)
$38.00
Returned Unauthorized ACH (per item)
$38.00
Returned Checks/Wires and Recalls (including amendment repairs)
$38.00
Safekeeping - Lost Certificate Replacement 3% of cert value 250.00 min.
$5.00%
Safekeeping - Monthly (per account, per CUSIP)
$6.00
Safekeeping - Withdrawals (per withdrawal)
$75.00
Stop Payments on Apex Issued Checks
$38.00
Third Party Distribution Notification
$3.00
Transfers - Accommodation (DRS) (per security)
$144.00
Transfers - Accommodation T & S (per security)
$294.00
Transfers - Legal (per security)
$188.00
Transfers - Restricted (per security)
$581.00
Transfers - Rush T & S Premium (per security)
$438.00
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Securities offered through AET Investment Services, LLC an SEC registered broker-dealer and Member FINRA & SIPC a wholly owned subsidiary of AET Holdings, LLC.

BrokerCheck is a free tool to help investors research the professional backgrounds of current and former FINRA-registered brokerage firms and brokers. To obtain information or a brochure visit www.finra.org or call toll-free 1(800) 289-9999.

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